Personalized, Tailored Approach
Services
Harbor Advisory provides personalized investment services, estate planning expertise, retirement planning, and in-depth counsel on all wealth-related financial decisions. Harbor Advisory’s services have been designed to meet high net worth and ultra-high net worth families’ personal and financial needs. Our highly tailored approach allows us to maximize our clients’ investment returns while controlling risk and minimizing the impact of income and estate taxes.
While investment management is often viewed as the central part of our client relationships, that is just part of what Harbor Advisory can do for you. Please take a moment to learn more about our financial counseling offerings.
Investment Philosophy
Harbor Advisory selects the most appropriate securities to construct investment portfolios designed to meet each of our clients’ specific goals and objectives. Asset allocation is the single biggest determinant of investment returns, as well as risk. Special attention is paid to arriving at an allocation that fits an individual’s or family’s needs. We use a traditional, fundamental approach to select the individual equities, exchange-traded index funds, and debt securities of high-quality companies we feel are undervalued. Alternative investments may be employed on a selective basis, given clients’ goals and circumstances. We perform original research in conjunction with our Investment Committee and monitor our portfolio companies’ Wall Street analysis. Our investing style is oriented toward long-term growth of capital with particular emphasis on risk management and tax efficiency.